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As a Mortgage Broker with nearly 20 years of experience, I help Canadians secure financing for one of life's biggest investments - their home.

Whether you're buying your first home, next home, vacation property, or rental, I'll help you find the right mortgage solution. I also work with clients to restructure debt, improve cash flow, refinance, renew, and ultimately become mortgage-free faster.

Every client's situation is unique and mortgages are not "one size fits all". I take the time to understand your goals and challenges so you can make informed, confident decisions.  When you work with me you gain:

  • A trusted advisor working for you, not the bank
  • A skilled negotiator with strong lender relations
  • A problem solver who can navigate complex situations with ease

With access to an extensive network of lenders -- from major banks and credit unions to alternative and private sources -- I'll find competitive rates and products that fit your needs. I also coordinate with your realtor, appraiser, and lawyer to make the financing process seamless from start to finish.

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Memberships & Certifications

  • Member, Alberta Mortgage Brokers Association
  • Member, Mortgage Professionals Canada
  • Authorized to offer Manulife One (all-in-one mortgage / line of credit / bank account)
  • Certified for CHIP Reverse Mortgage (for clients aged 55+)
  • Smith Manoeuvre Certified Professional (SMCP) - advanced mortgage strategies to build wealth, reduce taxes, and accelerate mortgage payoff
  • Dual-licensed Insurance Advisor - offering comprehensive life, disability, and critical illness protection beyond standard mortgage/creditor coverage

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About Dominion Lending Centres

I'm proud to be part of Dominion Lending Centres Group of Companies (DLCG) - Canada's largest mortgage originator. Collectively, we originate more new mortgages than any other bank, trust company, or credit union in Canada.

As a publicly traded company on the TSX (DLCG), our size and scale give clients access to the most competive mortgage products and rates in the country.

Our lending partners include Canada's major banks, mortgage finance companies, trust companies, private lenders, and credit unions including Scotiabank, TD, Manulife Bank, B2B, MCAP, Home Trust, First National, RFA Mortgage Corp, Equitable Bank, and many more.  More options mean more opportunities - and more savings - for you.

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Specialized Financing Solutions

  • First time buyers - down payment, credit, and affordability strategies
  • Second homes, vacation and recreational properties
  • Self-employed clients and small business owners who need more flexibility qualifying, business loans, and even leasing programs!
  • Debt consolidation and refinancing
  • Home equity lines of credit (HELOC)
  • Real estate investors and rental properties
  • Construction, renovation, and property flip financing
  • New to Canada mortgages
  • Separation or divorce financing, spousal buyouts
  • Reverse Mortgages (clients aged 55+)
  • Alternative and private lending
  • Clients with bruised credit, past bankruptcy, CRA debt, or foreclosure relief
  • Commercial properties

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Markets Served

Proudly serving Edmonton, St. Albert, and surrounding communities -- as well as Northern Alberta, Yellowhead County, and beyond!

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Your Mortgage Partner for Every Stage of Life

No matter your goals or challenges, I'm here to guide you through every step - with clarity, strategy, and care.

Let's start the conversation. Contact Kim today!

Current Rates

Current variable mortgage rate is

3.90%

Current prime rate is

4.45%

    • Terms
    • Bank Rates
    • Payment Per $100k
    • Our Rates
    • Payment Per $100k
    • Savings
    • 6 Months
    • 7.89%
    • $756.21
    • 5.99%
    • $639.21
    • $116.99
    • 1 Year
    • 6.15%
    • $648.75
    • 4.99%
    • $581.04
    • $67.71
    • 2 Years
    • 5.44%
    • $606.90
    • 4.44%
    • $550.14
    • $56.76
    • 3 Years
    • 4.62%
    • $560.16
    • 3.94%
    • $522.77
    • $37.39
    • 4 Years
    • 6.01%
    • $640.40
    • 4.19%
    • $536.37
    • $104.03
    • 5 Years
    • 4.56%
    • $556.81
    • 4.19%
    • $536.37
    • $20.44
    • 7 Years
    • 6.41%
    • $664.38
    • 5.10%
    • $587.31
    • $77.07
    • 10 Years
    • 6.81%
    • $688.72
    • 5.34%
    • $601.11
    • $87.61
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.

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